5 Tips for Surviving When Adult Kids Move Back Home

Whether it’s due to financial reasons, job transitions, or just the unpredictable twists of life, many parents are finding their once-empty nest becoming filled again with their adult-sized children.

The good news is, according to a recent study, 85% of parents are thrilled to have them back! But that doesn’t mean it’s all sunshine and rainbows…

• 34% of the parents surveyed said it led to major financial strain
• 27% weren’t financially prepared for their children to stay long-term
• 19% said it affected their finances and retirement plans
• 29% of them said that their children rarely or never contribute financially

So, if you’re one of the many families who find themselves in this position, here are 5 tips to not only help you survive the arrangement, but also put your adult kids on track to thrive on their own:

1) Make Them Contribute Financially

While it might feel awkward at first, setting up a financial contribution from your adult kids is key to keeping the household budget balanced. It’s not just about helping with bills; it’s a step toward teaching them real-world financial responsibility. Start with an amount that makes sense, and as they settle in, gradually increase it to mimic the growth of their future expenses.

2) Make Them Save Money

Helping your kids establish a savings plan is crucial for their long-term independence. In addition to contributing toward household expenses, have them set aside a portion of their income each month to build a financial cushion for when they eventually move out again. It’s all about creating a pathway to their financial freedom, so they don’t end up back in your guest room five years from now.

3) Make Them Do Chores

Whether it’s taking out the trash, mowing the lawn, cooking, or doing the grocery shopping, have them pitch in to keep the household running smoothly. Establishing a chore routine not only lightens your load but also instills a sense of responsibility, and prepares them for living on their own.

4) Establish Some Privacy for Everyone…

Not only do kids learn to love their freedom when they move out for a while, parents do too. Living together again doesn’t mean you have to give up your personal space. Setting clear boundaries around privacy — whether it’s specific rooms, times of day, or activities — helps maintain harmony. After all, everyone needs their own corner of the world, even in a shared home.

5) …but Also Enjoy the Time You Have Together!

Don’t get too caught up in rules and boundary-setting, and forget to enjoy this unexpected time together! Whether it’s family dinners, movie nights, or just catching up after a long day, these moments are precious. Embrace the chance to reconnect and create new memories, because before you know it, the nest might be empty again.