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If you’ve been thinking about buying a home, there’s a good chance you’re wondering if it makes sense to wait and see who ends up getting elected as president in November.
According to a recent survey, 60% of buyers are taking the election into consideration, concerned about how the results may impact the housing market, and nearly 40% of buyers claimed they’re actually waiting until after the election results are in to buy a house!
The main things buyers are hoping to see happen after the election are lower mortgage rates, and for houses to become more affordable.
It’s certainly understandable why someone would want to wait a few months, if it’ll mean they’re going to be able to buy a house for less money, and pay a lot less interest over the life of their loan. But the odds of that happening as a result of the election probably aren’t in their favor…
Every political candidate has a platform and talks about how their plans will change things for the better if they get elected, which often includes things related to the housing sector.
However, regardless of what any candidate suggests they’ll do to lower mortgage rates or home prices, there are a number of reasons why a home buyer won’t immediately benefit from them just by waiting to see who gets elected.
Considering nearly 40% of buyers are saying that they’re pausing their home search until they know who is elected president, and 60% are concerned about how the election will impact them, there’s a good chance you could benefit from less competition in the next few months.
A temporary period of less competition in the market due to the coming election could actually give you more advantages than anything the next president may bring about, such as:
There’s no guarantee that you won’t face any competition from other buyers, or even see a noticeable difference — it really depends upon your local market and price range. But the only way to benefit from other buyers pausing their home search is to remain active in the market, and pounce on any opportunity that may present itself between now and November.
The Takeaway:
Thinking about buying a home? Now might be the perfect time. With 60% of buyers worried about the upcoming election and 40% waiting until after it’s over to buy, there’s less competition in the market.
While it’s understandable to think election results could lower mortgage rates and home prices, any changes would take time and aren’t guaranteed. Instead of waiting, take advantage of the current lower demand. Less competition means fewer bidding wars, better negotiating power, and potentially lower prices from sellers eager to close deals. Stay active in the market and seize opportunities now!
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