8 Tongue-In-Cheek Ways to Get Your Baby Boomer Parents (Or Grandparents) To Give You Money to Buy a House

Buying a house in this market isn’t the easiest thing to do for anyone, but if you’re a Gen Z, Millennial, or even a Gen X-er, it can be even more difficult! Mortgage rates have climbed, yet prices haven’t come down, and there aren’t enough houses on the market to buy.

If only the Baby Boomers would finally sell their houses, perhaps that’d help loosen things up a bit. They were supposed to be selling all of their houses by now, but instead, they’re staying in their homes longer than expected, and even buying up more homes with the wealth they’ve accrued.

Well, the good news is that The Great Wealth Transfer is here! Over the next 25 years, $84 trillion in assets will be handed down from the Boomers to the younger generations. Wait… twenty-five years!? That could be a long wait if you could use some of that money to buy a house!

So here are 8 tongue-in-cheek ways to get your baby boomer parents (or grandparents) to give you some of that money to buy a house now, rather than waiting a couple of decades:

1) Admit they were right…

Parents just want to see the day when their kids finally realize they knew what they were talking about. Just tell them you’ve come to realize that they were right about everything, and watch as they whip out their checkbook.

2) Threaten to move away… far away

Tell them you’ve crunched the numbers, and the only way for you to be able to buy a home is to move half way around the world, but at least you can keep in touch via Whatsapp if the wifi is good there.

3) Promise ongoing tech support… judgment free

Let’s be honest, you’re probably already their go-to tech support for everything from their fax machine not working, to not being able to find the Facebook icon on their desktop as it is, so this isn’t a new promise! But throwing in that you’ll never scoff or judge them whenever they ask even the most basic tech questions ever again may just be worth a couple hundred thousand bucks toward a house!

4) Make it cheaper for them…

If you’re still living at home, start cranking up the thermostat, and stop turning off lights around the house! Based upon how nuts that drives Baby Boomer dads, they might see it as a savings to get you out of the house ASAP.

5) Promise weekly visits…

If you get grief for not visiting enough, now’s your time to capitalize on that! Be willing to negotiate to one weekly visit, but start with one per month so you have some wiggle room. If you already visit regularly, go back to suggestion #2 and threaten to move away.

6) Promise to clear out your junk…

All of that stuff of yours they’ve been saving in the attic and basement since you were in kindergarten isn’t there for them… they’ve been saving it for you, whether you asked them to or not! They’ve been waiting for the day you’d be able to have a big enough place of your own to store it all, so hit them up for the cash you need to get one!

7) Promise to get preggo…

For those of you whose parents are badgering you for grandkids, this one’s a lay-up. Tell them the only thing stopping you from having one (or more!) is that you need a bigger place to live in an area with great schools.

8) Just be honest…

Give them a legit, logical reason by having an open discussion about how the transfer of wealth is coming, and you’d love to work out a way to use some of that money now, rather than in 25 years.